What is a Mortgage
Pre-Approval?
A pre-approval secures your interest rate for up to 120 days and gives you a clear budget for home shopping. It's based on your information and is usually subject to conditions like proof of income and a down payment. Most real estate agents prefer buyers to have pre-approval, ensuring they show you homes within your budget. It's a key first step in the home-buying process.
Before you apply...
Before you begin, there are a few things you need to know.
There is a short list of homes available in our market. Submitting all of your documentation upfront will make the application process shorter and you can get out to market faster.
1. Before starting your Application, we recommend you gather the following documents:
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Driver's License for all applicants,
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Most recent pay stub(s),
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2022/2023 T4s,
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Property Tax Notices & Mortgage Statements for any properties you already own.
2. You will start your Application which will collect your personal information such as your name and contact information, through our secure application portal.
3. After completing your Application, you will receive an email to confirm your account with us. We will also send you a consent form to sign separately.
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4. Once your application has been submitted, we will call you to review details and answer any questions. Rest assured, I work hard to protect your personal information during the application process.
