Access the Equity
in Your Home
Refinance up to 80% of your home's value quickly and easily to pay off high-interest credit card debt that has caused your cash flow to slow to a trickle.
Worried about penalties? Don't think it can make much difference? Think again.
By using your home equity to consolidate your debt, you can improve monthly cash flow, have one easy payment, and be mortgage-free quicker.
Renewing Your Mortgage in the Next Year?
Most homeowners stay with their existing mortgage lender because they believe it is too time-consuming to get a better mortgage rate.
If your mortgage renewal is fast approaching, then now is a great time to look at the many excellent options and competitive rates available.
Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions!
In today’s hectic world, that can be the easiest and best route, but you should ask yourself some questions before you sign on the dotted line. This is an important moment of opportunity. This is where an independent mortgage professional like me can help offer advice and options to help you get ahead!
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Maybe your mortgage needs have changed. This is the time to decide. For example, you may want to consolidate high interest debt in with your mortgage or you may want to tap some of your home equity for a renovation project? Or maybe you are considering a cottage or vacation property? Are you confident you will get the best rate at renewal?
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Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation. I deal with multiple lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means significant negotiating power behind finding the best mortgage to fit your specific situation.
Reduce Your Credit Card Debt
One Lower Interest Rate
Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a much lower interest rate!
Good Debt vs Bad Debt
One important part of a strategy is knowing "good debt" from "bad debt". A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way.
Increase Cash Flow
Consolidate high-interest-rate credit cards to one lower rate. Save money and increase cash flow. Reduce stress knowing that your financial situation is now manageable
More Options
With access to different lenders, banks, and private lenders, we can work together to find the right debt solution for your situation.
